{"id":101,"date":"2021-11-05T17:58:00","date_gmt":"2021-11-05T17:58:00","guid":{"rendered":"http:\/\/qualityinsurancehouston.com\/?p=101"},"modified":"2022-05-31T05:43:22","modified_gmt":"2022-05-31T05:43:22","slug":"6-insurance-tips-for-home-renovations","status":"publish","type":"post","link":"https:\/\/qualityinsurancehouston.com\/es\/6-insurance-tips-for-home-renovations\/","title":{"rendered":"6 consejos de seguros para renovaciones del hogar"},"content":{"rendered":"<p>Home renovations can be costly, but <a href=\"http:\/\/email.outboundsend.com\/wf\/click?upn=XHTPxzJZOwt0Og3vAIPrQ83hvbY-2Fbz9IyyFMOV7gzdfoql30AiwWJSaIDlwZ6JEXpVyYNIhuGbcSmTDKSA9rmtFyO0sJXfrKZPxLrbhPeS9mkpBOISrSlbRjUMDc1Q3G4SZyeXJiy82THrVbOB8EqItEZP8CWyz1ql-2Bnpo7OWcA-3D_weioykF7pHX28khKpXdHAriA5unw52xKX3cE4L7WkzUUlh1vkwTf3RnlmH8CCUOc3Dk-2B1f-2FdBqISAx6cVa5knPxVFWUS9my5TZ7d8xJMNZJ0rpnNHcnJQTGa9Mfr-2FqgJ1KfcwwHzgRgjmbZ-2B7guQk5zGJ8QN05NpVannCuR3wrm9GsEpHV1X1cQQo2tTntlPGPzWTdt1j3D1WWPn7DJ5WlphCYiBdLhNmUpwPSY9IApYOGKgG3w6C2Ozd79XpcTvHh7eawaJxnHmeC1qH22J6c-2FmKjFNEYQ0nLohY7sCT0IHXCdGlBT4WdZ5WW33ARdATdsQc9u-2B8Gi9P-2BiPOZrrB1qZAoB6KjU79pIAB1Fhcbs5XtkAIdf1TB2CIgf69Nl32jqSfYReEEwanlNFNpESMg-3D-3D\">insufficient insurance coverage<\/a> can make the process exponentially more expensive. Below are some do&#8217;s and don&#8217;ts that can help keep you protected during a home improvement project.<\/p>\n<ol>\n<li><strong>Double-check your contractor&#8217;s insurance coverage.<\/strong> Workers&#8217; compensation and liability insurance are musts. Ask to see the necessary certificates and <a href=\"http:\/\/email.outboundsend.com\/wf\/click?upn=XHTPxzJZOwt0Og3vAIPrQ79wvjimoLrQjqp6hePe9C4D3EBD3eYmgPgz4CHkCC9uXIEhNTD-2FWHlSIiotHsEKlbtO-2BjQgRcBAxdl6yIXXAws-3D_weioykF7pHX28khKpXdHAriA5unw52xKX3cE4L7WkzUUlh1vkwTf3RnlmH8CCUOcIFuriZfH7TEJ-2FTsPfKoZJEOUsd-2BJ86nx3U98c6CyH5b0nNS-2FUHAAvMM-2ByeX-2BUhVmc7sTlxq5AF1ZZzwoPpuGXVyZiJzRMwzLKSUO62SyqL4GtEp9OzRLuV00Ke59Sr5HIg06CqfAy3XcOnYURJLhrJjekiOFkCVvLoM30dvg-2FMuEwhjeuXBUD2P5iHdX8SZC6fRz2UwuZxyexnKur7qyMGoPt6vt9rkefXJcq59bmFrubQ91WMezO0vRCFWa8eNwTNO5ydXy0ANkWV6CNkWD-2BaalZCZoxoYIsOpW-2BTPJ1M-2Bzd7EI-2FAIUhsdaPXOZ245ROz1zMFTIVc90oxjFFKfhLw-3D-3D\">confirm sufficient coverage<\/a> before you sign a contract.<\/li>\n<li><strong>Don&#8217;t assume subcontractors are covered.<\/strong> If your general contractor is subcontracting work to a plumber, electrician or another professional, make sure those companies carry insurance. The general contractor&#8217;s policy may not cover them.<\/li>\n<li><strong>Increase your replacement value.<\/strong> Improvements made during a renovation enhance the value of your home. Expanding your insurance coverage ensures your policy fully covers the cost of rebuilding your home as is.<\/li>\n<li><strong>Don&#8217;t forget to include new items.<\/strong> Add updated appliances and furniture purchases to avoid potential gaps in coverage.<\/li>\n<li><strong>Raise the liability coverage limit.<\/strong> Making this change can help protect a homeowner in the event of an injury while the property is under construction.<\/li>\n<li><strong>Don&#8217;t neglect an attractive nuisance.<\/strong> Are you adding a swimming pool, trampoline or other feature to your home that might attract and pose a risk to children? Should an accident involving an <a href=\"http:\/\/email.outboundsend.com\/wf\/click?upn=XHTPxzJZOwt0Og3vAIPrQ6QCCSNz78l-2FjnXcaNFskAG0rU-2B-2FnuE7ZEW5tghlZLfz9OPDnHYhqTFr-2FejMiPs0IH8xr1HJyAq9XLQpoaWOvyIvi1H1Q8epYC0GCi9mGnT56gKdCkAo0rzCkAdm-2Bal9-2Bg-3D-3D_weioykF7pHX28khKpXdHAriA5unw52xKX3cE4L7WkzUUlh1vkwTf3RnlmH8CCUOc7g7RcIjN2EkYbwqMJ1hCL3-2B1m-2FN0HLowJe3l4-2BWKuoUb4PviPuPH4mtQ8DDHfbppYDQAfi9afuTAnUt6wd3Pea4tqWk1NXHCzvMo4VOMWXxvgl-2F-2Fqvqcez0SjOjV1Osc3hGORmU7qzpHSmhx0QFvKOvO0JR5X56v5Prbiz6lun5jqr6jTPq0aYWsa8UO92q2oE8mWIMaZjnLiVUr3-2BNzmDkJBkHLpfD7BGT38sHGsHXPQqu228WwfYA1nBKUiA74GLmtr-2FEjS2879pEXehkqarKTPkpHxfDHf3wejVwnngZGinnmCl3S3vQ59TKyZJwRzmIytXsZb7J7c9ovCR0iTw-3D-3D\">attractive nuisance<\/a> happen, you&#8217;d be liable &#8212; whether or not you gave permission to use it. Additional liability protection can help ease that burden.<\/li>\n<\/ol>\n<p>Insurance plays an important role when you embark on a home improvement project. The right type and amount of coverage can help you avoid pitfalls on the road to owning your dream home.<\/p>\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><a href=\"http:\/\/qualityinsurancehouston.com\/wp-content\/uploads\/2022\/05\/Yasmin-Murga-and-Ricardo-Peralta-of-Quality-Insurance-back-to-back-Read-Our-Blog.png\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/qualityinsurancehouston.com\/wp-content\/uploads\/2022\/05\/Yasmin-Murga-and-Ricardo-Peralta-of-Quality-Insurance-back-to-back-Read-Our-Blog-1024x982.png\" alt=\"\" class=\"wp-image-1227\" width=\"280\" height=\"267\"\/><\/a><\/figure>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Home renovations can be costly, but insufficient insurance coverage can make the process exponentially more expensive. Below are some do&#8217;s and don&#8217;ts that can help keep you protected during a home improvement project. Double-check your contractor&#8217;s insurance coverage. Workers&#8217; compensation and liability insurance are musts. Ask to see the necessary certificates and confirm sufficient coverage [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1214,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17,19,16,25],"tags":[5],"class_list":["post-101","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-insurance","category-home-efficiency-tips","category-home-insurance","category-liability-insurance","tag-insurance"],"featured_image_src":"https:\/\/qualityinsurancehouston.com\/wp-content\/uploads\/2015\/11\/Make-sure-the-contractor-you-hire-carries-general-liability-insurance-coverage-to-protect-you-and-your-property-600x400.jpg","featured_image_src_square":"https:\/\/qualityinsurancehouston.com\/wp-content\/uploads\/2015\/11\/Make-sure-the-contractor-you-hire-carries-general-liability-insurance-coverage-to-protect-you-and-your-property-600x600.jpg","author_info":{"display_name":"qualityinsadmin","author_link":"https:\/\/qualityinsurancehouston.com\/es\/author\/qualityinsadmin\/"},"brizy_media":[],"_links":{"self":[{"href":"https:\/\/qualityinsurancehouston.com\/es\/wp-json\/wp\/v2\/posts\/101","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/qualityinsurancehouston.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/qualityinsurancehouston.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/qualityinsurancehouston.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/qualityinsurancehouston.com\/es\/wp-json\/wp\/v2\/comments?post=101"}],"version-history":[{"count":5,"href":"https:\/\/qualityinsurancehouston.com\/es\/wp-json\/wp\/v2\/posts\/101\/revisions"}],"predecessor-version":[{"id":1230,"href":"https:\/\/qualityinsurancehouston.com\/es\/wp-json\/wp\/v2\/posts\/101\/revisions\/1230"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/qualityinsurancehouston.com\/es\/wp-json\/wp\/v2\/media\/1214"}],"wp:attachment":[{"href":"https:\/\/qualityinsurancehouston.com\/es\/wp-json\/wp\/v2\/media?parent=101"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/qualityinsurancehouston.com\/es\/wp-json\/wp\/v2\/categories?post=101"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/qualityinsurancehouston.com\/es\/wp-json\/wp\/v2\/tags?post=101"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}